UPI Direct is a zero-cost payment collection flow on Lynk that allows coaches to collect fees directly from students or parents using UPI.
Unlike traditional gateway-based payment systems, UPI Direct enables payments to move directly between the payer and the coach’s bank account without platform transaction fees. Lynk then helps track, verify, and organize these payments through a structured payment lifecycle.
This system is designed to make collections simple, transparent, and operationally reliable for coaches managing recurring enrollments and batches.
How UPI Direct Works
The UPI Direct flow follows a clear sequence:
Draft → Pending → Paid → Settled
Each stage represents a different step in the payment journey and unlocks specific actions for both the coach and the student.
1. Creating a Payment Request
Payment requests can be generated in two ways.
Manual Payment Requests
Coaches can manually create and send payment requests to students or parents.
This allows you to:
Define custom amounts
Choose the student
Review details before sending
Auto-Generated Drafts
Lynk can also automatically prepare payment drafts based on enrollment timelines.
Drafts are typically created:
7 days before an enrollment ends, or
Before the final 2 sessions of a batch
These drafts appear in the Drafts section, where coaches can:
Review the request
Edit details if needed
Send or discard the draft
This helps ensure renewals and recurring collections are not missed.
2. Payment Lifecycle
Once a payment request is sent, it moves through defined payment states.
Draft
The request has been created but has not yet been sent to the student.
At this stage:
The request is internal only
No payment link is shared
Coaches can edit, send, or discard the request
The payment flow has not officially started yet.
Pending
The payment request has been sent and is awaiting payment.
At this stage:
The student can complete payment via UPI
Coaches can follow up or resend the request
Offline payments can also be manually confirmed
Pending simply means payment is still awaited.
Paid
The student has confirmed payment through UPI, but coach verification is still required.
At this stage:
The system waits for the coach to verify receipt of funds
Coaches can:
Mark as Received → moves to Settled
Mark as Not Received → moves back to Pending
If no action is taken, Lynk automatically marks the payment as Settled after 7 days.
This step ensures payment confirmation remains accurate and coach-controlled.
Settled
Settled is the final stage of the payment lifecycle.
A payment reaches Settled when:
The coach manually confirms receipt
An offline payment is marked as received
The system auto-settles after 7 days
At this stage:
The payment is finalized
No further action is required
The transaction becomes part of the official payment record
How Offline Payments Work
UPI Direct also supports offline collection methods such as:
Cash
Bank transfer
Other direct collection methods
If payment is received outside the UPI flow, coaches can manually tap Received from the Pending state.
The request then directly moves to Settled.
This allows Lynk to track both online and offline collections in one system.
How Enrollments Are Updated
The ultimate purpose of the payment flow is to maintain accurate student enrollments.
Once a payment reaches the Settled state:
The payment officially reflects in the system
The student’s enrollment status is updated
The enrollment becomes active or renewed accordingly
Only Settled payments affect official enrollment records.
This ensures:
Enrollments remain financially verified
Active students are accurately tracked
Reporting and attendance stay reliable
Why UPI Direct Matters
UPI Direct helps coaches:
Collect payments without platform fees
Track every payment clearly
Manage both online and offline collections
Reduce missed renewals with automated drafts
Keep enrollments synchronized with payment status
By combining direct UPI transfers with structured payment tracking, Lynk simplifies fee collection while keeping coaches fully in control.
Summary
Stage | Meaning |
Draft | Request created but not sent |
Pending | Waiting for payment |
Paid | Student confirmed payment |
Settled | Payment finalized and enrollment updated |
UPI Direct provides a complete payment lifecycle that helps coaches collect, verify, and manage payments efficiently while ensuring enrollments remain accurate and up to date.