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Why net payout may differ from base amount requested

Net differs when you absorb gateway fees

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Written by Sumit Kapoor
Updated over 3 months ago

Introduction

When collecting payments through Lynk, the amount you request from a customer and the amount you finally receive may not always be the same. This difference occurs due to how payment gateway fees are applied during online transactions.

Understanding this distinction helps you accurately track collections, settlements, and payouts.

What Is Net Payout

Net payout is the final amount credited to your account after the payment has been processed and all applicable gateway charges are applied.

This amount is shown only after a payment is paid and settled, ensuring that the numbers reflect the actual transaction outcome.


Why Net Payout Can Be Lower Than Requested

The most common reason for a difference between the requested amount and net payout is your gateway fee preference.

When Coach Pays the Gateway Fee

If you choose to pay gateway fee while creating a payment request:

  • The customer pays exactly the requested amount

  • The payment gateway fee is deducted from your collection

  • Your net payout becomes lower than the requested amount

In this case, the fee is absorbed by you, not passed on to the customer.


When Net Payout Matches the Requested Amount

If you choose “pass gateway fee to customer”:

  • The customer pays the requested amount plus the gateway fee

  • You receive the full requested amount

  • Net payout and requested amount are equal

This setup ensures your earnings are unaffected by processing charges.


Where You Can See the Difference

You can verify this difference by:

  • Opening the payment request under Paid or Settled

  • Expanding the Fee Breakdown section

  • Comparing:

    • Amount Requested

    • Gateway Fee

    • Net Amount Received

This breakdown clearly shows how the final payout was calculated.


Why This Matters

Understanding net payout differences helps you:

  • Set the right expectations for earnings

  • Choose the correct fee strategy for your business

  • Reconcile revenue accurately

  • Avoid confusion during settlement reviews


Summary

Net payout may differ from the amount requested when you choose to absorb the gateway fee. In such cases, the customer pays the full requested amount, while your final settlement is reduced by the processing charge. Reviewing the fee breakdown on completed payments gives you full clarity on every transaction.

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